If you’re looking to send money to India from Europe, you’re probably asking the same questions as thousands of NRIs every month:
- What is the cheapest way to send money to India from Europe?
- Can I send money to India from Europe for free?
- Which app gives the best EUR to INR exchange rate?
- How do I avoid hidden bank charges?
The good news is that sending money from Europe to India has never been easier.
The bad news? Many banks and traditional remittance providers still charge hidden fees through poor exchange rates, transfer charges, and intermediary bank deductions.
In this guide, we’ll compare the best options to send money to India from Europe and explain why more NRIs are switching to Unplex.
Why Europeans Send Money to India
Thousands of Indians living across Germany, France, Netherlands, Ireland, Spain, Italy, Belgium, Portugal, Austria, Sweden, Denmark, Finland, Norway, Switzerland, and other European countries regularly transfer money to India for:
- Family support
- Home loan payments
- Investments
- NRE and NRO account funding
- Property purchases
- Business transactions
- Education expenses
As transfer volumes increase, getting the best EUR to INR exchange rate becomes critical.
Even a difference of 0.5 INR per Euro can mean losing thousands of rupees annually.
The Hidden Cost of Sending Money to India from Europe
Most people focus only on transfer fees.
The real cost is often hidden in the exchange rate.
For example:
You send €5,000 to India.
Bank A offers:
- EUR/INR: 98.50
Google Rate:
- EUR/INR: 99.40
Difference:
- 0.90 INR per Euro
Money Lost:
- ₹4,500
This hidden spread is how many banks make money on international transfers.
Best Ways to Send Money to India from Europe
1. Traditional Banks
Many NRIs still use traditional banks for Europe to India money transfers.
Pros:
- Familiar process
- Established institutions
Cons:
- Poor exchange rates
- Transfer fees
- Slower processing
- Limited transparency
If your goal is to maximize the amount received in India, banks are often the most expensive option.
2. Money Transfer Apps
Modern money transfer apps have made international remittances faster and more affordable.
Benefits include:
- Better exchange rates
- Faster settlements
- Lower fees
- Real-time tracking
However, not all apps are created equal.
Many still apply hidden forex markups.
3. Unplex App – Built for NRIs
If you’re searching for the best way to send money to India from Europe, Unplex offers a modern alternative.
The Unplex App is designed specifically for Indians living abroad.
Why NRIs choose Unplex:
✅ Google exchange rates
✅ Fast Europe to India transfers
✅ Transparent pricing
✅ NRO transfers
✅ NRE transfers
✅ Business transfers
✅ Dedicated NRI support
Instead of losing money through hidden forex spreads, Unplex helps you maximize every Euro sent home.
Send Money to India from Europe Using WhatsApp
Not everyone wants to download another app.
That’s why Unplex also offers WhatsApp-based money transfers.
With Unplex WhatsApp Transfers, you can:
- Start your transfer directly on WhatsApp
- Get exchange rate information
- Complete transfers easily
- Track payments
- Access support instantly
For many NRIs, this is the easiest way to send money to India from Europe.
No complicated banking portals.
No unnecessary paperwork.
Just a simple transfer experience.
Can You Send Money to India from Europe for Free?
Many people search for:
“Send money India Europe free”
While completely free transfers are rare, the real goal should be maximizing the amount received in India.
A provider advertising “free transfers” may still charge through poor exchange rates.
The smarter approach is to choose a provider offering:
- Competitive exchange rates
- Transparent fees
- No hidden forex markup
This is where Unplex stands out.
With Google-rate focused pricing, NRIs can often receive significantly more INR compared to traditional banking options.
NRE and NRO Transfers from Europe
Managing NRE and NRO accounts is a critical requirement for NRIs.
Unplex supports:
NRE Account Transfers
Perfect for:
- Repatriable funds
- Overseas earnings
- Investment funding
NRO Account Transfers
Ideal for:
- Rent income
- Indian earnings
- Domestic financial management
Whether you’re funding investments or supporting family members, Unplex simplifies NRE and NRO transfers from Europe.
Business Transfers from Europe to India
Businesses increasingly need efficient cross-border payments.
Unplex supports business transfers for:
- Vendor payments
- Freelancer payments
- Service providers
- Import-export businesses
- Consulting engagements
Fast settlements and transparent rates help businesses retain more value on every transaction.
Countries Supported for Europe to India Transfers
Unplex is ideal for Indians living in:
- Germany
- France
- Netherlands
- Belgium
- Austria
- Ireland
- Spain
- Italy
- Portugal
- Sweden
- Denmark
- Finland
- Norway
- Switzerland
- Luxembourg
If you need to send money to India from Europe, Unplex offers a streamlined experience designed specifically for NRIs.
Why More NRIs Are Choosing Unplex
When comparing Europe to India money transfer options, NRIs increasingly choose Unplex because it offers:
✔ Google exchange rates
✔ NRO transfers
✔ NRE transfers
✔ Business transfers
✔ WhatsApp transfers
✔ Fast settlements
✔ Transparent pricing
✔ Dedicated NRI support
✔ Built specifically for global Indians
Final Thoughts
The best way to send money to India from Europe is no longer through expensive traditional banking channels.
Modern remittance solutions give NRIs faster transfers, better exchange rates, and greater transparency.
Whether you’re transferring money for family, investments, property payments, NRE accounts, NRO accounts, or business needs, Unplex provides a smarter way to move money home.
Download the Unplex App or start your transfer directly through Unplex WhatsApp and experience a better way to send money to India from Europe.
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